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Not a Member?
New Vehicle Purchase
Ready to upgrade, downsize, or just add something new? We do everything we can to make buying a car as painless as possible, whether you’re looking for a new or used vehicle.
You can complete your financing at most local dealerships when you let them know you’ve been pre-approved—there’s no need to come into a branch to finish the process. iQ Credit Union members can apply for an auto loan either at an iQ Credit Union branch, online, or right at the dealership!
Need a New Ride?
We Got You.
Ready to upgrade, downsize, or just add something new? We do everything we can to make buying a car as painless as possible, whether you’re looking for a new or used vehicle.
Start by getting pre-approved with an iQ car loan and then shop around for the perfect wheels. You can complete your financing at most local dealerships when you let them know you’ve been pre-approved—there’s no need to come into a branch to finish the process.
iQ Credit Union members can apply for an auto loan either at an iQ Credit Union branch, online, or right at the dealership!
Refinancing
Looking for a Better Deal? Refinance with iQ
Sometimes you still love the car but hate the payments. We can help with that too. iQ offers competitive auto loan rates, so if you have a loan somewhere else, talk to us and see if we can beat it. Refinancing your auto loan with iQ could save you money and lower your monthly payments.
Ready to Apply?
Start Today with No Hassle
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Log into your online banking account and use the Quick Apply or click on the Apply Now button. -
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Give our helpful crew a call at 800.247.4364 -
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Stop by any of our 15 friendly neighborhood branches
Concierge Service
Take Advantage of Concierge Car Shopping
We know that car shopping can be a hassle. Why not put one of our expert car shoppers to work finding the perfect car for you?
Our concierge car shopping services take the pain out of shopping for new or used cars. The process is simple:
- Contact one of our concierge car shopping services, and choose your car.
- The car will be delivered to you for inspection and a test drive.
- Sign the paperwork and drive away.
iQ members can choose to work with AutoMentors or Tonkin2U to get white glove treatment and a competitive car loan.
Rates
Rates Effective as of March 1, 2024
| Loan Type | APR | Payment Schedule | Monthly Payment Per $1,000 Borrowed |
Title-Date | More Info |
|---|---|---|---|---|---|
| 2020 & Newer | 7.24% - 20.44% | up to 60 months | $19.98 - $26.96 | ||
| 7.44% - 15.89% | up to 72 months | $17.32 - $21.78 | |||
| 8.09% - 17.49% | up to 84 months | $15.69 - $20.88 | |||
| 2016 — 2019 | 7.54% - 20.74% | up to 60 months | $20.12 - $27.14 | ||
| 7.74% - 16.19% | up to 72 months | $17.47 - $21.95 | |||
| 8.39% - 17.79% | up to 84 months | $15.84 - $21.06 | |||
| 2015 and Older | 8.64% - 16.39% | up to 72 months | $17.92 - $22.07 |
* APR = Annual Percentage Rate. Actual rates depend on member credit qualifications, including term of the loan, age of the vehicle, credit, and employment history.
Calculators
Need to know how much you can afford?
Use our helpful calculators to accelerate your purchase decision.
Disclosures
* APR = Annual Percentage Rate. Actual rates depend on member credit qualifications, including term of the loan, age of the vehicle, credit, and employment history.
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