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Looking for a better way to balance your budget and simplify your financial life in 2019? Ditch your high rate credit cards and transfer those balances to an iQ Visa Credit Card. You’ll get a special 24-month balance transfer rate as low as 1.99% APR* and you won’t pay any balance transfer feesallowing you to put more of your money toward paying down your balance.

Discover the power of balance transfers with no fees

  • 1.99% APR* FOR 24 MONTHS. Our even lower interest offer means you can focus on paying down your balance, faster.  
  • NO BALANCE TRANSFER FEE. Many credit card companies charge a fee for completing the transfer. At iQ, we don’t charge a fee for this service, allowing you to put more of your money toward paying down your balance.
  • NO ANNUAL FEE. No annual fees, perfect for paying down debt.  
  • SIMPLIFY YOUR FINANCIAL LIFE. You'll have just one card to keep track of and one payment to make each month.

Reset Your Debt $5,000 giveaway

Transfer your balance between December 25 - March 24 and be entered to win $5,000 towards your balance.  See Contest Rules. 

Transfer a balance from another lender to your existing iQ credit card today! 

Online Request

*APR = Annual Percentage Rate. Promotional APRs are between 1.99% to 11.99% based on creditworthiness. Limited time promotional rate available for new balance transfers only and may be discontinued at any time, but no later than March 24, 2019. After 24 months, APR adjusts to 9.49% to 20.49% based on your creditworthiness. APRs vary with the market based on the WSJ Prime Rate. Balance transfers not eligible for cash back rewards. Terms subject to change.

Don't have an iQ credit card? Apply online! 

Apply Online