Hit savings goals sooner with higher rates of return 

Certificate of Deposits (CDs) are a great way to put your money to work in a flexible, stable,  and financially responsible way – without the risk. Unlike savings accounts or money-market accounts, Certificates of Deposit (sometimes called Share Certificates by credit unions) ask you to commit your money for a period of time, from a few months to up to five years, in exchange for a better guaranteed interest rate. The advantage of CDs is that you get a guaranteed interest rate that is not tied to interest volatility. The return on your savings is assured, but there is a penalty for early withdrawal.

No risk, great reward: 

  • Earn better-than-savings dividends
  • Higher rates on longer term CDs
  • Raise rates even higher with Member Perks
  • Fixed-rate returns, guaranteed for your entire term
  • Funds are NCUA insured for your protection
Certificate of Deposit Rates
Term Interest Rate Annual Percentage Yield (APY) Member Perks
 Rate		 Member Perks
APY
3 Month 0.499% 0.500% 0.749% 0.751%
6 Month 0.599% 0.600% 0.849% 0.851%
9 Month 0.300% 0.300% 0.550% 0.551%
12 Month 1.095% 1.100% 1.345% 1.352%
24 Month 1.590% 1.600% 1.840% 1.853%
36 Month 2.084% 2.100% 2.334% 2.354%
60 Month 2.477% 2.500% 2.727% 2.755%

Start saving today! Contact us at 1-800-247-4364 OR complete the form below.

Disclosures

*Minimum to open/minimum balance $1,000. Penalties may be imposed for early withdrawal. Fees could reduce earnings on these accounts. Rates may change at any time. Eligible for 0.25% APR rate bump for qualified Member Perks accounts. 

PO Box 1739 | Vancouver, WA 98668-1739 | 360.695.3441 | 800.247.4364
Routing Number 323383378

© 2017 iQ Credit Union
If you use links provided on this iQ Credit Union web site to third party Internet sites and services, you acknowledge that you are leaving iQ Credit Union's website and are going to a website that is not operated by the credit union. iQ Credit Union is not responsible for the content or availability of linked sites. iQ Credit Union does not represent either the third party or the member if you enter into a transaction; and privacy and security policies may differ from those practiced by the credit union.