Hit savings goals sooner with higher rates of return 

Certificate of Deposits (CDs) are a great way to put your money to work in a flexible, stable,  and financially responsible way – without the risk. Unlike savings accounts or money-market accounts, Certificates of Deposit (sometimes called Share Certificates by credit unions) ask you to commit your money for a period of time, from a few months to up to five years, in exchange for a better guaranteed interest rate. The advantage of CDs is that you get a guaranteed interest rate that is not tied to interest volatility. The return on your savings is assured, but there is a penalty for early withdrawal.

No risk, great reward: 

  • Earn better-than-savings dividends
  • Higher rates on longer term CDs
  • Raise rates even higher with Member Perks
  • Fixed-rate returns, guaranteed for your entire term
  • Funds are NCUA insured for your protection
Certificate of Deposit Rates
Term Interest Rate Annual Percentage Yield (APY) Member Perks
 Rate		 Member Perks
APY
3 Month 0.499% 0.500% 0.749% 0.751%
6 Month 0.599% 0.600% 0.849% 0.851%
9 Month 0.300% 0.300% 0.550% 0.551%
12 Month 1.095% 1.100% 1.345% 1.352%
24 Month 1.590% 1.600% 1.840% 1.853%
36 Month 2.084% 2.100% 2.334% 2.354%
60 Month 2.477% 2.500% 2.727% 2.755%

Start saving today! Contact us at 1-800-247-4364 OR complete the form below.

Disclosures

*Minimum to open/minimum balance $1,000. Penalties may be imposed for early withdrawal. Fees could reduce earnings on these accounts. Rates may change at any time. Eligible for 0.25% APR rate bump for qualified Member Perks accounts. 

PO Box 1739 | Vancouver, WA 98668-1739 | 360.695.3441 | 800.247.4364
Routing Number 323383378

© 2019 iQ Credit Union
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