Hit summer savings goals sooner with higher rates of return 

Certificate of Deposits (CDs) are a great way to put your money to work in a flexible, stable,  and financially responsible way – without the risk. 

No risk, great reward: 

  • Earn better-than-savings dividends
  • Higher rates on longer term CDs
  • Raise rates even higher with Member Perks
  • Fixed-rate returns, guaranteed for your entire term
  • Funds are NCUA insured for your protection
Certificate of Deposit Rates - Regular & Youth
Term Interest Rate Annual Percentage Yield (APY) Member Perks
Member Perks
3 Month 0.499% 0.500% 0.749% 0.751%
6 Month 0.599% 0.600% 0.849% 0.851%
6 Month Special**  1.095% 1.100% N/A N/A
9 Month 0.300% 0.300% 0.550% 0.551%
12 Month 1.095% 1.100% 1.345% 1.352%
24 Month 1.590% 1.600% 1.840% 1.853%
36 Month 2.084% 2.100% 2.334% 2.354%
60 Month 2.231% 2.250% 2.481% 2.504%

Start saving today! Contact us at 1-800-247-4364 OR complete the form below.


*Minimum to open/minimum balance $1,000. Youth certificate minimum to open/minimum balance $500. Penalties may be imposed for early withdrawal. Fees could reduce earnings on these accounts. Rates may change at any time. Eligible for 0.25% APR rate bump for qualified Member Perks accounts. 

**Offer is subject to change and may be discontinued at any time, but no later than 8/31/2018. $1,000 minimum to open and must be money not currently in existing iQ accounts. Renews automatically to the then-current 6-month certificate. Penalty for early withdrawal. No partial withdrawals or additional deposits allowed to the same certificate. It is available for personal, business, and IRA certificates. May not be combined with any other offer.