Certificate of Deposits (CDs) are a great way to put your money to work in a flexible, stable, and financially responsible way – without the risk. Unlike savings accounts or money-market accounts, Certificates of Deposit (sometimes called Share Certificates by credit unions) ask you to commit your money for a period of time, from a few months to up to five years, in exchange for a better guaranteed interest rate. The advantage of CDs is that you get a guaranteed interest rate that is not tied to interest volatility. The return on your savings is assured, but there is a penalty for early withdrawal.
Term | Interest Rate | Annual Percentage Yield (APY) | Member Perks Rate |
Member Perks APY |
3 Month | 0.499% | 0.500% | 0.749% | 0.751% |
6 Month | 0.599% | 0.600% | 0.849% | 0.851% |
9 Month | 0.300% | 0.300% | 0.550% | 0.551% |
12 Month | 1.095% | 1.100% | 1.345% | 1.352% |
24 Month | 1.590% | 1.600% | 1.840% | 1.853% |
36 Month | 2.084% | 2.100% | 2.334% | 2.354% |
60 Month | 2.477% | 2.500% | 2.727% | 2.755% |
Disclosures
*Minimum to open/minimum balance $1,000. Penalties may be imposed for early withdrawal. Fees could reduce earnings on these accounts. Rates may change at any time. Eligible for 0.25% APR rate bump for qualified Member Perks accounts.
PO Box 1739 | Vancouver, WA 98668-1739 | 360.695.3441 | 800.247.4364
Routing Number 323383378
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