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    We offer flexible financing options that fit you with the best home loan at the lowest possible cost. Whether you’re a first-time homebuyer or a homeowner looking to refinance, our Home Loan Experts will guide you through the entire process.

    With HomeReady, you can:

    • Qualify for a loan with as little as 3% down payment
    • Use income from non-borrower household members to qualify
    • Include co-borrowers who won't reside in the home
    • Use gifts and other non-traditional sources of funds to cover down payment or closing costs 

    With all these borrower-friendly features, the HomeReady program could be the key to the home loan you’ve always wanted.

    TO GET STARTED: Simply complete the form, and a Mortgage Specialist will be in touch with you within two business days to outline the next steps.

    "Everybody we worked with were very professional and helpful. They also did a great job at keeping us informed at all times."


    Kimberly S. - iQ Member/Homeowner

    "I’m officially a homeowner! Thank you very much I appreciate all you did for me to make this happen!"

    Shar M. - iQ Member, 2018 Homeowner
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