Home Equity Line of Credit

Explore What The Equity In Your Home Can Do For You Today

Access funds for home improvements or any other major purchase. With competitive interest rates, our HELOC allows you to borrow as much or as little as you need, when you need it.

Home Equity Line of Credit

Transform the cash sitting in your home into a powerful line of credit

You are a responsible homeowner. You have worked hard to buy your home, and you make regular mortgage payments. Why not turn your home value into cash with a simple home equity line of credit?

Calculators

Find Out How a Home Equity Line of Credit Can Help you Reach your Goals

Rates

Variable Rate

*APR= Annual Percentage Rate.

HELOC - Variable Rates are variable and vary with Prime Index Rate as published by the current Wall Street Journal. We add a margin to the index to determine the actual interest rate. The current Wall Street Journal prime index rate is 8.50%. The variable Rates Effective as of October 1, 2023 are 8.25% - 11.00%, depending on member credit qualifications including credit and employment history, and amount of equity in the property. Our rates do not go below 3.75% or above 15%.

HELOC – Fixed Rate is determined by credit qualifications and equity in the property at time of loan origination. The fixed conversion minimum is $5,000 and cannot be more than the total existing line of credit limit, with up to three fixed lines at one time. $50 fee to convert fixed portion back to line of credit.

Learn more about Home Equity.

Fixed Rate

*APR= Annual Percentage Rate.

Learn more about Home Equity.

*APR= Annual Percentage Rate.
HELOC - Variable Rates are variable and vary with Prime Index Rate as published by the current Wall Street Journal. We add a margin to the index to determine the actual interest rate. The current Wall Street Journal prime index rate is 8.50%. The variable Rates Effective as of October 1, 2023 are 8.25% - 11.00%, depending on member credit qualifications including credit and employment history, and amount of equity in the property. Our rates do not go below 3.75% or above 15%.
HELOC – Fixed Rate is determined by credit qualifications and equity in the property at time of loan origination. The fixed conversion minimum is $5,000 and cannot be more than the total existing line of credit limit, with up to three fixed lines at one time. $50 fee to convert fixed portion back to line of credit.
Learn more about Home Equity.

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Home Equity Line of Credit

Explore What The Equity In Your Home Can Do For You Today

Access funds for home improvements or any other major purchase. With competitive interest rates, our HELOC allows you to borrow as much or as little as you need, when you need it.