Fixed-Rate Mortgages

A fixed-rate mortgage is the most common mortgage loan. It is a fully amortized mortgage loan where the interest rate on the note remains the same through the term of the loan, as opposed to loans where the interest rate may adjust. Fixed-rate mortgages are characterized by loan amount, interest rate and term. With these values, the monthly repayments can be calculated.

Adjustable-Rate Mortgages

An adjustable-rate mortgage, or ARM, is a mortgage loan where the interest rate on the note periodically adjusts based on an index which reflects the cost to the lender of borrowing on the credit markets.


First-Time Homebuyers 

Pay even less upfront with low down payments of 3% with low Private Mortgage Insurance (PMI), helping you save even more money each month.

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VA Loans

VA loans are mortgages that are backed by the Veteran's Administration. These mortgages feature low or no down payment, no private mortgage insurance requirements, limited closing costs and fees and a fixed rate.

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Teachers and First Responders

Teachers, nurses, police officers and other community partners give so much of themselves every day. We want to show our appreciation by offering a special home purchase program just for you. It's our way of saying 'thanks'.


Measuring Affordability

How much house can you afford? How much will property taxes increase the monthly cost of your new home? Our online calculators serve as helpful tools during the mortgage process.

Do The Math


Download the guide for first-time homebuyers in the PNW. 

Our guide helps you know what to expect during the homebuying process.

Download the Guide