Credit Union Visa cards— Personal Platinum, and Business Platinum—offer convenience, low loan rates, and the security of EMV chip technology. 

Rates Effective as of August 25, 2019.
Loan Type APR for Purchases APR for Cash Advances
Visa Professional Platinum 10.49% Variable 16.99% Fixed
Visa Platinum 9.24% - 19.24% 9.24% - 19.24%
Visa Platinum Rewards 11.24% - 20.24% 11.24% - 20.24%

APR = Annual Percentage Rate. The current Wall Street Journal prime index rate is 5.25%. We add a margin to the index to determine the actual interest rate.