Homeownership continues to be a big part of the American Dream. Many people strive to have the security and sense of pride that comes with owning their own home, but the path to homeownership can be challenging. Once you have saved enough to make a down payment on a house ...
Purchasing a house is one of the biggest decisions you'll make—and everyone knows, there's no shortage of paperwork involved. This checklist provides a list of the documents you should prepare up front so that when you're ready to buy a house, you're not waiting on paperwork.
Getting ready to purchase your first home in the Pacific Northwest? You’ve come to the right place for guidance. By understanding the step-by-step process of buying a house, you’ll know what to expect and what to keep an eye out for, from start to finish.
The road to financial freedom is paved with wise money-management decisions. Build a strong financial future today by making and staying on a smart budget. Don’t know how to build a budget? No problem! Download this interactive budgeting template that will guide you in your efforts to secure financial independence.
What are your financial goals? Saving money for retirement? College? A home? According to statistics, only 16% of Americans save 15% or more of their annual income, which is the minimum that most financial experts recommend, so there’s a good chance you’re not saving enough to meet your financial goals.
You can never truly plan for an emergency. How many of us could have predicted the impact of the COVID-19 pandemic? However, when an emergency does occur, you want to be as prepared as possible—and that includes having a financial emergency plan in place.
Credit scores, which have become an important metric in our society, are used for renting apartments, job applications, and other things beyond just qualifying for loans and credit cards. It’s important to understand how to build good credit and what you need to do to maintain your credit.
When there is a global crisis, you need to know how to protect your personal finances, including how to protect your credit. As your personal situation changes, your credit becomes more important, because you may need to use that credit until things return to normal.
Is retirement on your mind? Do you wonder if you’re on track to retire with the lifestyle you want? Are you new to retirement planning and want to build a strategy to ensure you’re adequately prepared for the future? No matter where you are in your retirement journey, iQ can help!
Financial education, much like the Pacific Northwest, is a wilderness. We all need a guide, someone to help us along the trail. Since 1940, iQ Credit Union has been doing just that. Check out our personalized financial programs to keep you on the path to financial success.
If you ever feel overwhelmed by your financial situation, you’re not alone. In fact, nearly half of all Americans live paycheck to paycheck—struggling to pay their bills or save for the future. But by adopting some important financial habits, you can feel more confident about your financial well-being.
Getting to a place where you’re financially comfortable takes years of hard work and dedication—but it’s important to start early. The first step is to gain a better understanding of key concepts, so that you can make well-informed decisions when it comes to your finances.
Are you looking to join a financial institution you can trust? You’ve come to the right place! When you join iQ Credit Union, you’re not just another customer; you’re a member of our family. Feel at ease knowing your money is secured in a place where it can grow ...
A checking account is a crucial tool that helps you manage your household budget and personal finances. However, not all checking accounts are created equal. Find your ideal checking account with the features and advantages that fit your specific needs ...
Unlike banks, which accept anyone as a customer, you need to qualify to join a credit union. There are usually certain conditions you have to meet to qualify, and as soon as you join, credit union membership offers a wide range of perks that will make you glad you chose to become a member.
What kind of insurance do you need? How much should you pay? What does the insurance actually cover? These are all valid questions that you’ll find answers to in iQ’s Insurance 101: Protecting Yourself by Understanding Insurance.